Worth ItThis agreement is between app operator Peilin Li and you. Read and actively confirm it before registering, signing in, or using Worth It.
Worth It provides income and spending records, photo attachments, goals, settlement notes, time letters, weekly and monthly reviews, and related AI organization. It is a life-journaling tool, not a payment, lending, investment, credit, collection, or professional financial service.
iOS offers Sign in with Apple and Android uses email verification codes. First successful sign-in may create an account. Protect your device, Apple Account, email, and verification codes; do not transfer the account or use it unlawfully.
You are responsible for lawful content that does not infringe another person's rights. Records sync through the server, while network or device limits may cause delay. Keep a separate copy of critical information. Worth It is not the sole proof of payment or debt.
Settlement notes only record personal arrangements, dates, and repayment progress you enter. Worth It does not calculate interest, arrange loans, assess credit, optimize debt, or collect debts, and a note is not a loan contract, receipt, or credit proof.
AI organization and reviews may omit or misunderstand information. Review and edit before saving. Output is not the sole basis for financial, investment, lending, medical, legal, or other professional decisions.
iOS Pro is an auto-renewable subscription confirmed with an Apple Account and managed through App Store settings. Android uses the official Alipay checkout for one-time 30- or 365-day Pro access and does not renew automatically. The checkout shows final product and price terms.
Apple handles iOS refunds under its rules. For Android duplicate or unauthorized charges, failure to provide service, or legally required refunds, follow the Refund and Cancellation Policy.
Close the account under Profile → account card → Delete Account. Online journal content is permanently deleted and old tokens are invalidated. Legally required payment and security records may remain under an anonymized account. Signing in again creates a new empty account.
Do not upload unlawful content, infringe rights, disrupt service, bypass security or usage limits, probe or attack interfaces, or automate unauthorized access. We may restrict service and preserve evidence as required by law.
We may update or maintain the service for experience, security, or legal requirements. If operations stop, we will provide advance notice and data-handling information as required.
Material changes are prominently presented for renewed review and confirmation. If you disagree, stop using the service and close the account.
The iOS App Store version is also subject to Apple's Standard EULA. Questions: 747127514@qq.com.